3 Situations That Call for Flood Coverage
Ceiling damage from a roof leak in Olean,NY
Flooding can cause a great deal of damage to your commercial property, and your property insurance often doesn't cover it. If your building is in an area that is prone to flooding, you are required by law to have flood insurance, but it's a good idea even if it's not technically required where your business is located. You may think of a flood policy for your business in Olean,NY, as an extraneous expense, but if a situation arises where you need it, you'll be glad you purchased it.
When heavy storms strike, dropping a deluge more quickly than the area can handle, you may need a policy to pay for flood mitigation services. The property insurance in your commercial insurance package probably covers minor damage caused by a relatively small leak, such as:
- Wet insulation in the attic
- Water damage in walls from rain
- Ceiling replacement from a roof leak
If the storm persists and causes floodwaters that seep into your building and cause major damage, your flood insurance typically covers those repairs.
Overflowing Bodies of Water
If your business is near a lake, stream or river, prolonged rains can cause a flood, and this can affect your property. If the overflow reaches your building, there's probably not going to be any way to stop if from breeching your lower floors and causing quite a bit of damage to your building's structure. A flood policy can cover the repairs needed to restore your building.
If a levee or dam breaks, the area around it will probably not be able to avoid flooding. This type of flood can be especially devastating because the water may just keep coming until the hole is repaired. If you live in an area that would be affected by such a catastrophe, flood coverage is generally a must.
No matter where your commercial property is located, it's a good idea to have flood insurance. It offers protection beyond what your property insurance covers, and it can be the fastest way to get your building repaired after a flood.
How To Fix a Flooded Basement
Flooded basemente in Jamestown,NY
Despite your insurance coverage, a basement flood may be a terrible thing that can leave homeowners in complete disarray. Thankfully, the cleanup process can be straightforward and manageable. Follow the steps below to restore and protect your home from current and future flood concerns.
1. Pause and Be Safe
While it may be instinct to rush into a flooded basement and salvage everything as quickly as you can, you may want to slow down and take in your surroundings. Floodwater presents both slip and fall and shock hazards. Before entering the damaged area, turn off the electricity and put on protective clothing, like rubber boots and gloves.
2. Drain and Tear Out
Cleanup from a basement flood often requires the removal of excess water and the tear out of drywall and insulation, depending on the extent of the damage. You can rent a variety of pumps, either submersible or above ground, to quickly remove water. When removing drywall and insulation, consider tearing away material at least 20 inches above the water line to prevent any mold growth.
3. Discard and Salvage
While many items may have sentimental value, be aware that porous objects like clothing and paper can carry bacteria and produce mold after a flood. Additionally, any appliances that were touched by the water may require inspection by a professional in Jamestown,NY, before further use. The main thing is to remove any sign of contamination.
4. Plan and Prepare
After a flood, you can install backflow valves, and sump pumps to help protect against basement flood reoccurrence. You may also want to inspect the grade of your landscaping as well to ensure that your homes drainage systems are in peak shape. Installation of preventative measures and routine maintenance can help prevent this type of disaster from happening again.
A basement flood can be a damaging and upsetting event. From the lost memories to the worrisome costs, a flood can be detrimental to homeowners. However, by following the above steps and preparing for potential future risks, homeowners can begin to ease even their worst concerns.
4 Reasons To Replace Polybutylene Pipes
Poly pipe damage in Lakewood, NY
Polybutylene was a common pipe material from the 1970s through the mid-1990s. Poly pipes were preferred due to their affordability and ease of installation. Over time, however, antibacterial treatments such as chlorine and other oxidants cause this material to break down. Here are four reasons to replace poly pipes with polyvinyl chloride or chlorinated polyvinyl chloride.
- Most building codes forbid the installation of poly pipes. If you own commercial property in North America, there is a good chance that building codes in your region bar the installation of poly pipes. Choose another material such as PVC or CPVC to make sure the plumbing in your building is up to code.
- Poly pipes cannot be repaired. The Quest fittings designed for polybutylene pipes are no longer manufactured, as this pipe material is not considered safe. You may be able to use push fit or transition fittings for copper, CPVC, or PEX pipes with the same outside diameter, but you will not be able to repair poly pipes with the connectors designed for use with this piping material.
- Water treatment chemicals degrade poly pipes. Chlorine and other antibacterial treatments may wear down poly pipes over time. This can cause chemicals to leach out of the pipes into the water supply to your building and may also lead to more frequent leaks.
- Poly pipes may introduce chemicals into water. As suggested above, oxidants are known to make this material brittle. As these pipes crack or flake and become vulnerable at fittings, this may expose occupants of your building to chemicals.
It is a good idea to replace polybutylene pipes in your commercial property with new plumbing materials to prevent breaks, contamination, degrading, and leaks. If your property in Lakewood,NY sustains damage due to a pipe burst, leak, or from any other source, contact commercial water damage restoration specialists.
Commercial Duct Cleaning in Dunkirk
Have your air ducts cleaned today!
Our crew is out in Dunkirk, NY doing some commercial duct cleaning. Having your air ducts deeply cleaned is very important because you want to make sure you're breathing the cleanest air possible in your home or office.
Indoor air pollution can affect your family or coworkers' health in the long run and create dust build up. Dirty air ducts are also more costly when it comes to your monthly energy bill. Fans have to work harder to pump air through the clogged ducts. Simply cleaning them makes the air flow more efficiently using less energy, which saves you money!
Whether your needs are commercial or residential, big or small, you can count on SERVPRO of Jamestown/ Olean to be there for your cleaning needs.
How To Avoid Space Heater Fires
A space heater can provide extra warmth. It can also save on heating bills by allowing you to set the thermostat in your home in Jamestown, NY, on low while still heating the specific rooms you are using to a comfortable temperature. A burned space heater doesn't help you, though. To avoid space heater fires, you need to follow a few simple tips.
Give It Space
The heating elements on a space heater give off an impressive amount of heat, but they can turn into a fire hazard quickly if they are crowded. There are several guidelines to make sure you have enough space around your heater:
- Maintain radius of three feet from flammable objects
- Don't use near combustible substances, such as gasoline
- Keep children and pets away from heater
- Set it on a level surface so it doesn't topple over
Turn It Off
To avoid having a burned space heater when you leave the room, remember to turn it off. Space heaters should never be left unattended while they are on, especially if you leave the house altogether. In fact, it's a good idea to unplug the heater when you are not at home. Keep an eye out for a frayed or otherwise damaged cord.
Space Heater Tips
Keep It Clean!
Keep your space heater clean to minimize fire risk. Dust and other debris can turn a functioning space heater into an electric fireplace in a hurry. Replace filters regularly according to the manufacturer's recommendation so that dirt does not infiltrate the heating mechanism. Follow maintenance instructions so that it not only lasts a long time but also does not become a safety issue.
A burned space heater can turn convenience into a nightmare. By following these simple guidelines, you can increase your creature comforts while still keeping you and your family safe. To avoid having to call for fire cleanup with a restoration company, choose a space heater that is safe and use it safely.
SERVPRO of Jamestown/Olean is ready for any damage that might happen in the Jamestown, NY, area. We're competent and certified for any fire damage, no matter how it started.
Basement Flooding Solutions
Storm board up in a Olean, NY home
During storm season in Olean,NY , one of the most common areas of the home to flood is the basement. It has a few things working against it. It's below the flood line, and any flood from the house is likely to drain into it. Exterior cracks in the foundation below ground are harder to find and repair. If your basement floods, you need the proper equipment and probably help from flood mitigation experts to solve the problem.
Large Volume of Water
A large volume of water calls for quick extraction. While it's important to wait until the storm has passed and the flow of water into your home has stopped, you don't want to delay any longer than necessary. If you are pumping the water out yourself, there are a few things you may need:
- Sump pump to remove water
- Trash pump to remove water and debris
- Industrial hose
- Generator for power
Professionals typically pump water into a tank mounted inside their vehicle so that they can dispose of it safely in another location. If you do not have a safe place to pump the water, it may be useful to leave it up to technicians who have the equipment you lack.
Small Amount of Flooding
If you do not have standing water in your basement, or if you have already extracted it, you still need to dry out your basement after a flood. Even if surfaces are merely moist, mold growth can occur. Use a wet vacuum to leach water out of carpet or upholstery. You can also use a dehumidifier or set up large fans to dry out the area. Make sure that everything is dry so that your basement does not sustain further damage.
When your basement floods, it is a good idea to call professional cleaners to help fix it. They have the equipment needed to remedy the flooding and fix the damage.
I Found Mold in My Home! What Now?
Mold damage in a Jamestown, NY wall
If you are a Jamestown,NY, homeowner, you may have found a small amount of mold growth, and it may have you worried. What can you do about house mold of this nature? Read on for three steps that you can take so mold is no longer a pressing worry on your mind.
1. Don’t Panic!
Remember that mold is a completely normal part of the world you live in, and small amounts are always going to be present around you, both indoors and out. It is only when you find a significant amount that smells offensive or poses a threat to your property’s integrity that you want to call in some skilled assistance.
2. Turn off Your Air Conditioning
If there is even a chance that running your air conditioner system has become contaminated with mold, you are going to want to turn it off as soon as possible. Any mold growth in the unit could spread to the rest of your home if it is allowed to run after such an infestation.
3. Contact Mold Remediation Specialists
A mold remediation company in Jamestown,NY , can help once you have established that professional help is required to help you with house mold. If you think your mold has grown as a result of water buildup, it is especially helpful to contact a company with experience handling water damaged buildings. That way the technicians who arrive will understand how moisture buildup can lead to mold damaged areas, even small and hard-to-spot ones.
While any household dampness issue can cause you to get anxious, one that causes house mold that disrupts your life and threatens your valuable investment makes matters much tenser. Having an action plan in place and understanding that skilled workers are available to clean up even your small affected areas puts you on a path to a cleaner, sturdier home moving forward.
What To Consider in Your Fire Damage Claim
Fire can be tragic to your home or business, be prepared.
A building fire in Jamestown, NY, can be a financial disaster, but it’s often surprising how much a property can be damaged even if the fire is minimal. Fire damage is not just limited to flame. Structural and personal property damage may also come from one of the secondary aspects of a fire, such as:
Your insurance adjuster may need records of purchases, photos, and floorplans to help with the claim. You are already aware of the structural damage for your claim, but don’t forget about damage to contents as well. Any photos you have of the buildings contents and structure before the fire can be helpful with your claim.
You may not even be aware of some damage because you don’t see it. Consider electronics equipment and appliances that may have been damaged by smoke and water, even though they were spared from heat and fire. These require cleaning to prevent further damage. Acid from smoke can corrode electrical connections, and water can damage components.
When you experience a building fire, you may have business losses, and your insurance may include coverage for these costs. These usually include the financial impact of not doing business, or additional costs that are needed to continue the business, such as:
• Revenues that you would otherwise have earned if it had not been for the fire loss
• Ongoing rent and utilities on a property that you can’t use due to fire damage
• Loss of production from being moved off your property or for a temporary relocation
• Loss of business because of employees that left as a result of the fire
Be prepared to provide a lot of documentation to a forensic accountant doing the legwork in assessing your losses.
The professional fire mitigation company you work with will be helpful with cataloging your losses and providing information for your insurance claim. They are efficient and organized with the process, minimizing your headache by providing all your fire damage mitigation and restoration needs with just one company.
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What Should You Do If You Discover Water Leaking From Your Lights?
Water leaking from roofs can cause flooding in your home from a storm
When you come home, the last thing you want to see when you flick on the lights is water coming in through the ceiling and dripping from the light fixtures. Not only can an overhead flooding situation like this cause severe ceiling damage, water in a light could be a sign of potentially dangerous electrical damage.
Rule Out Emergency Services
Safety is always the No. 1 priority. Since water is a very efficient conductor of electricity, an overhead flooding situation that involves sparks or wet electrical equipment should be considered an emergency. Contact local emergency services and leave the residence immediately if you suspect any danger.
Protect Your Home
If it's not an emergency situation, complete the following steps to protect your home:
• Secure the flow of water at the source by closing the valves that supply water to the leaking appliance. If you’re not sure which valve to close, check for a main water valve that can shut off water to the entire home.
• If you notice water in a light or other electrical system, shut off the electrical power by flipping the main power switch to the circuit breaker. Remember, if you discover that the circuit breaker is wet or submerged, or if you are unsure, do not proceed. Instead, call emergency services.
• Once you or emergency personnel have secured both the water leak and electrical power, contact a qualified cleanup service that specializes in water damage and home restorations to prevent further harm from occurring.
Water and electricity don’t mix well. It is especially important to take precautions when attempting to manage a situation involving electricity and ceiling damage due to water intrusion. Nobody in Jamestown, NY, wants to find water in a light when they come home. Ensuring that you are preventing the original problem from getting worse is the best thing you can do before contacting restoration professionals.
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